Understanding Health Insurance in India: A Beginner’s Guide

September 17, 2025
The health insurance landscape in India can be confusing, especially for first-time buyers. With medical inflation rising at over 14% annually and the average cost of hospitalisation in private facilities ranging anywhere between ₹50,000 and ₹5 lakhs, having a comprehensive health insurance policy is no longer optional but essential. Nonetheless, most people do not know […]
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Top 7 Risks Covered by Directors and Officers Insurance

September 16, 2025
It is easier to destroy than it is to construct. A lawsuit stemming from the actions or inactions of an organization’s board of directors and officers can erode a legacy that they have tirelessly built. Safeguarding these important yet vulnerable portfolios (and the establishment) is therefore of paramount importance. This, therefore, raises the question of […]
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Everything You Need to Know: Corporate Health Insurance vs. Individual Plans for Senior Executives

September 15, 2025
For those working in the corporate setting, health insurance offered by their employer is more than a mere perk. We live in a time where medical inflation is at an all-time high, and it is only set to climb higher in the years to come. This makes medical insurance policies an absolute necessity. Some employees may […]
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Breaking Down Business Insurance and What It Covers

June 24, 2025
If your business were hit by a lawsuit, fire, or cyber-attack tomorrow, would you be covered? Business insurance is your safety net, shielding you from unexpected financial losses that can arise from accidents, legal claims, or even natural disasters. It’s essential for every Australian business, regardless of its size or industry.  In this article, we'll […]
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10 Reasons to Offer Health Insurance to Your Employees 

April 2, 2025
Employees are assets of any business and their health is the most important factor. Providing health insurance to employees helps in achieving business goals.  If you think it costs you high, you’re right to some extent. But remember, employees always appreciate this perk. It attracts talented workers and gives employees peace of mind. In this […]
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Understanding Car Insurance Requirements in Pennsylvania

March 10, 2025
According to the Pennsylvania Department of Transportation, the rates of car accidents in the Keystone State dropped to the lowest level in 2019 since record-keeping began in 1928 with just 1059 fatalities. However, this encouraging trend did not last, as fatalities increased to 1129 in 2020 and again to 1230 in 2021.  The risk of […]
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5 Ways Employers Can Support Injured Employees Facing Medical Liens

January 27, 2025
Workplace accidents, unfortunately, happen, resulting in monetary or emotional distress for workers. That distress worsens when the claim involves medical liens.  Medical liens call for the repayment of medical services under certain conditions attached to a workers' compensation or personal injury case. Employers can consider these five practical gestures to decrease the burden of medical […]
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The Legal Implications of Workplace Hazards for Landlords

December 5, 2024
Workplace hazards are a concern not only for employers but also for landlords. Every year, nearly 3 million people die of work-related accidents and deaths. The International Labour Organization (ILO) reports that this is a 5% rise over 2015 figures. Most of these deaths result from work-related diseases caused by the hazards of the workplace. […]
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AI at the Helm of Insurance: Automating Data Processing and Risk Management

October 25, 2024
The insurance industry has always been about assessing and managing risk. Traditionally, these assessments relied on statistical models and manual data processing, consuming considerable time and resources. With the rise of artificial intelligence (AI), insurance companies are revolutionizing these processes, gaining access to tools that allow them to process vast data sets in real-time, enhance […]
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What You Need to Know About Insurance Companies and Personal Injury Claims

July 29, 2024
In 2021, one pedestrian was killed every 1.9 days throughout South Carolina, resulting in hundreds of injuries. These staggering numbers highlight the importance of understanding how to navigate insurance claims effectively after an accident.
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 Why Is Auto Insurance and Liability Management Important for Business Owners?

December 4, 2023
Of the many tasks that come with running a business, one of the most important is making sure that auto insurance and liability are well-managed.
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Together for Tomorrow

July 29, 2022
W. Kenny Massey is the President and CEO of Modern Woodmen of America - a nearly 140-year-old, member-owned, fraternal financial services organisation based in Rock Island, Illinois. Modern Woodmen serves nearly 730,000 members throughout the United States.
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